Policy Clarity for Homeowners
I'm Fabiana — a licensed Florida property claims adjuster with 7+ years on the insurance side. FL License #W571244. I now work through SINEUS exclusively for homeowners.

Your policy shouldn't be a mystery.

You're paying for coverage every month. I translate your declarations page into plain English so you know exactly what you're covered for — before you need to find out the hard way.

✓Plain-English breakdown of your coverage
✓Red flags and coverage gaps identified
✓Personalized questions for your agent
See services Free 15-min call
Licensed · No Commissions · No Carrier Steering · Your Information Is Never Shared
"I wish someone had explained my policy before I filed the claim. By then, it was too late."

— The phrase I heard every week for seven years.
7+Years in insurance claims
15+States licensed
$150Full policy review, flat fee

 

Services & Pricing

One flat fee.
No surprises.

Every service is priced clearly upfront. Choose the level of support that fits your situation.

All reviews are based on your declarations page — the one-to-two page summary at the front of your homeowners policy. Not sure where to find it? I'll walk you through it.
Written Review
Policy Review
$150
Delivered within 24–48 hours · Secure submission
✓Full declarations page breakdown
✓Deductible explained clearly
✓Red flags & coverage gaps identified
✓Personalized questions for your agent
✓48-hour follow-up window for questions
Get started
Best Value
Policy Review + Call
$200
Written review + 30-min walkthrough call
✓Everything in the Policy Review
✓30-minute call to walk through it together
✓Every section explained live in plain English
✓Ask questions and get answers in real time
✓Leave knowing exactly where you stand
"Sometimes reading it isn't enough. Hearing it explained changes everything."
Get started
Active Claims
Claim Clarity Call
$75
30-minute consultation · Flat fee
✓Understand where your claim stands
✓Know what to expect from your adjuster
✓Realistic timeline & payout expectations
✓Your rights as a Florida policyholder
✓Straight answers from someone who's been there
Get started
Free · No Commitment
Discovery Call
15 min
Not sure where to start? Start here.
✓Policy questions answered
✓Should I file? guidance
✓Figure out your next step
✓No pressure, no agenda
✓If a paid service isn't right, I'll say so
Policy questions Should I file?
Common Questions

Questions you probably have.

If you've never heard of SINEUS before, these answers are for you.

Is this the same as talking to my insurance agent?
Not at all. Your agent works for the carrier. Through SINEUS, I have no policy to sell and no commission to earn. My only role here is to help you understand what you already have.
Will you try to sell me a new policy?
Never. SINEUS has no financial relationship with any insurance carrier. No commissions, no referrals, no steering. This is purely educational.
How do I send my documents? Is it secure?
After payment, you'll submit through our secure online form — no email attachments needed. Your information is never shared with third parties.
What if I have questions after I receive my review?
Every policy review includes a 48-hour follow-up window for email questions. You won't be left trying to interpret the review on your own.
Fabiana — Founder, SINEUS Property Consulting
7+
Years in insurance claims
Meet the Founder
Fabiana
Founder & Policy Consultant
FL Licensed Property Claims Adjuster · License #W571244
I spent seven years on the claims side of insurance — and every year I heard the same thing from homeowners: "I wish someone had told me before I filed."

I built SINEUS to be that person. The one who sits with you before something happens and explains what you're actually paying for.
No commissions. No steering. No agenda. Through SINEUS, I earn nothing based on what you decide. I don't recommend carriers, sell policies, or benefit financially from any outcome. Everything I tell you exists solely to help you understand your coverage.
7+
Years in claims
15+
States licensed
FL
Florida based
100%
Client-focused
Get your policy reviewed
For Active Claims

Already filed?
Let's talk.

I've spent seven years on the adjuster side. I know exactly how this process works — and I'll tell you what to expect, plainly and honestly.

What we cover
Where your claim stands and what comes next
Why your adjuster hasn't responded — and when to follow up
Whether a denial or partial payment is worth challenging
Your rights as a policyholder in Florida
Realistic timeline and payout expectations
Book a Call

30 minutes of straight answers from someone who's been on the other side.

No fluff. You bring your situation — I bring seven years of claims experience. You'll leave knowing exactly where you stand and what to do next.

Claim Clarity Call
$75
30-minute consultation · Flat fee · No surprises
Book your clarity call — $75

Educational consultation only. SINEUS does not act as a public adjuster, attorney, or insurance representative.

How It Works
1
Choose your service & pay

Select the service that fits your situation and pay your flat fee securely online. No hourly billing, no hidden fees — you know exactly what you're paying before we begin.

2
Submit your declarations page

Submit your declarations page securely through our online form — no email attachments, no printing needed.

Not sure what the declarations page is or where to find it? I'll walk you through it.
3
Receive your review within 48 hours

Your written breakdown is delivered to your inbox as a clear PDF within 24–48 hours. Every review includes a 48-hour follow-up window for questions by email.

The Mission

"You shouldn't have to file a claim to find out what your policy actually covers."

Ready to Get Clarity?

Know what your policy covers
before you need it.

Whether you want a full written review, a walkthrough call, or just a free 15-minute conversation to figure out your next step — I'm here.

Start a policy review — $150 Book a free call first
Licensed · No Commissions · No Carrier Steering · Your Information Is Never Shared
Email
fabiana@sineuspropertyconsulting.com
Instagram
@sineuspropertyconsulting
DM to get started
POLICY  ·  CLAIM

SINEUS Property Consulting provides educational policy literacy services only. We are not a licensed insurance agency, public adjusting firm, or legal practice. Nothing on this website constitutes insurance advice, legal advice, or a recommendation to purchase, modify, or cancel any insurance policy. FL License #W571244 · SINEUS Property Consulting, LLC · sineuspropertyconsulting.com